Yes, savings. I believe in the idea of savings, but the reality is, I’ve spent many years counting nickels to get through the week. This is not the place to read about investment comparisons or which places offer higher yields — the folks for whom those places are yielding have much higher incomes than I’ll likely ever see. And maybe every cent of your refund is staving off starvation or homelessness. Maybe you need to pay several months rent up front because your job isn’t paying the bills and you need the breathing room to find something else. Been there. But if you’re only mildly desperate, then take 10 percent or a couple hundred bucks off the top, shove that cash in an envelope, seal it and hide it deep. Forget about it until something makes you need it so badly you remember. (Maybe invest in a small fireproof safe, too? Good for birth certificates and social security cards!)
And, always, always remember those less fortunate than you. Donate to Doctors Without Borders or Betty Chinn’s Blue Angel program, Food for People or Miranda’s Rescue — whatever charity’s work most appeals to your heart.
Proposed lines ‘set rich blood a-tingling’ in early 1900s
Exposing this east-west rail nonsense
Will chides Andrew for lack of attention to detail and makes plans for his inevitable victory.
In this country, the destitute have never had it so good!
After the Xmas deluge, put your financial house in order this January
But if you keep your head about you, Christmas can actually be kinda fun
STAFF PICK / events, art, outdoors, sports, for kids, free / 9 a.m.-6 p.m. A 3-day, 42-mile kinetic sculpture race over land, sand, mud and water! LeMans start at the Noon Whistle on the Arcata Plaza. Follow the race through Manila, Eureka and into Ferndale on Memorial Day for the Glorious Finish. kineticgrandchampionship.com. 889-3024.
STAFF PICK / events / 8 p.m. Arcata Theatre Lounge, 1036 G St. Student designed and produced clothing. Fundraiser for Arcata Arts Institute. $35/$25 students. artsinstitute.net. 822-1220.
events / 8 a.m.-noon. Woodside Preschool, 900 Hodgson St, Eureka. www.woodsidepreschool.com. 445-9132.
STAFF PICK / outdoors / 9:30 a.m.-12:30 p.m. Meet at Pacific Union School. Help remove non-native invasives at the Lanphere Dunes Unit of the Humboldt Bay National Wildlife Refuge. Tools and gloves provided, wear work clothes and bring water. Carpool to the protected site. 444-1397.
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